Underwriter

Location: Maitland
Posted on: April 25, 2024

Job Description:

Must have HELOC (home equity line of credit)

HARP experience that could be a plus.

1. Authority to approve AUS conditions

2. Review "refer" loans/conditions for recommendations

3. Program identification and ensuring that the corresponding guidelines are adhered to

4. Validating the AUS (Clues, Clout, LP, DU) decision including the review of AUS to identify errors or additional conditions that may be required

5. Validation of all supporting documentation submitted to underwriting including credit, title, appraisal, income, assets, and insurance

6. Review of the credit report for accuracy and red flags

7. Review of the title for accuracy and red flags

8. Calculation of DTI, income, assets, and LTV/CLTV

9. Review for possible misrepresentation, omissions, inaccuracies and red flags

10. Review and decision loans based on guidelines without the presence of an AUS approval to assess an individual's creditworthiness

11. Experience reviewing complex financial documents including computing income utilizing tax returns (tax analysis of Schedule C, S-Corp, Partnership, etc.)

12. Extensive appraisal review experience

13. Sign off authority for conditions related to calculation of income, assets, collateral, and credit

We are an equal employment opportunity employer and will consider all qualified candidates without regard to disability or protected veteran status.

Keywords: , Tampa , Underwriter, PR / Public Relations , Maitland, Florida